Even outside of the holiday season, it can be hard to keep good spending habits.When you add Christmas to the mix, it can seem impossible.However, credit protection during the holiday season is within reach with a little awareness and preparation.Here are some helpful hints to keep you on track even when unexpected seasonal costs arise.

Avoid overspending.

It's easy to overspend when you want to pamper your loved ones and give them the wonderful gifts you know they deserve.Make a budget to help you avoid overspending before you start planning.Set a price for each person you need to buy for, then break it down by category.

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