When you’re ready to apply? Original Medicare? You’ll find it has two parts: Medicare Part A and Medicare Part B. Medicare Part A benefits include a stay in a hospital or skilled nursing facility, and services during inpatient care. Sometimes they include at-home care and even hospice care. Medicare Part B covers regular doctor visits, preventive, and everyday medicare.

What Does Medicare Part A Plans Cover?

2022 Medicare Part A plans coverage includes coverage for hospital expenses such as Hospital stays (semi-private rooms) up to 60 days and Intensive care services. Also, the Drugs, medical supplies, and equipment used on the premises and Lab tests and X-rays taken while hospitalized with all Surgery and recovery costs.

What Does Medicare Part A Coverage Cost?

Most people don’t pay a premium for Medicare Part A coverage because they or their spouse paid into Social Security when they worked. If you do pay Medicare Part A premiums, the longer you worked and paid into Social Security, the lower your premiums will be.

Medicare Part A Deductible

Medicare Part A coverage doesn’t have an annual deductible. Instead, deductibles apply to each hospital benefit period. A hospital benefit period begins when you go into a hospital or a skilled nursing facility and ends when you leave the hospital or skilled nursing facility for 60 consecutive days.

When Do Medicare Part A Copays Begin?

A copay is a fixed amount you pay for a medical service after your deductible. Copays for Medicare Part A coverage apply once you stay in a hospital for more than 60 days in a single benefit period. In a skilled nursing facility, your copays begin after the first 20 days.

Eligible For Medicare Part A

In general, Medicare Part A eligibility requires that you be 65 or older and a U.S. citizen. If you were not born in the U.S., you must be a citizen as well as a permanent resident for at least five continuous years to qualify. You may also apply for Medicare if you are younger than 65 and have certain disabilities.

When Can You Apply For Medicare Part A?

You can apply for Medicare through Social Security during your Initial Enrollment Period, which is three months before your 65th birthday month and Your 65th birthday month. Three months after your 65th birthday month.